What is a Business Capital Advance?

A business capital advance, or a merchant cash advance, is financing option that provides a lump sum advance to your business. In turn, you remit a percentage of your business's credit card transactions. Therefore, the remittance timeline is tailored to the flow of your business’s sales. The funds can be used to improve short-term cash flow, hire more employees, upgrade equipment, pay for marketing, cover payroll, whatever your business need is!

An advance is different from a loan, as there is no collateral required. Early payoff discounts are also available! Check out our blog, where we break down the differences between a grant, a loan and a capital advance.

How Does It Work?

For Current Customers: Contact Us

Complete our Free Application
You must be in business for at least two years and provide three months of business bank statements. We do not fund start-up companies.

Receive Cash Funds
Once approved, you can receive your advance in as little as 24 hours!

Remittance Based on Sales
The remittance is a percentage of your business transactions. Therefore, the amount of sales you make will determine the length of time it will take you to repay the advance.

Questions? Text (SMS) us at:
(888) 963-6130

Click here to chat with our support team.

Apply Now

Our free application takes just a few minutes.
Wellen's funding specialists will follow up with you directly!